:root{
  --bg:#041d38; --bg2:#07214a; --card:#0b2b5a;
  --text:#eaf2fb; --muted:#a9bed8; --accent:#66ccff; --accent2:#66ffbf;
  --danger:#ff7a7a; --ok:#6ee7a2; --border:rgba(255,255,255,0.08);
}
*{box-sizing:border-box}
html,body{min-height:100vh;margin:0;padding:0;background:linear-gradient(120deg,var(--bg),var(--bg2));color:var(--text);font-family:Inter,system-ui,Segoe UI,Roboto,sans-serif}}
a{color:var(--accent)}
a:focus,button:focus,input:focus,select:focus{outline:2px solid var(--accent);outline-offset:2px}
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:12px;top:12px;width:auto;height:auto;background:#002a4a;color:white;padding:8px 10px;border-radius:8px;z-index:1000}
.header{position:sticky;top:0;z-index:50;background:rgba(4,29,56,0.85);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.container{max-width:1180px;margin:0 auto;padding:18px}
.flex{display:flex;align-items:center;justify-content:space-between}
.brand{display:flex;align-items:center;gap:10px}
.brand-logo{width:36px;height:36px;border-radius:12px;border:2px solid var(--accent);display:grid;place-items:center;font-weight:800}
.nav a{margin:0 10px;text-decoration:none;color:var(--text);opacity:.9}
.hero{padding:48px 18px 8px;text-align:center}
.hero h1{font-size:38px;margin:8px 0}
.hero p{color:var(--muted);max-width:760px;margin:0 auto}
.grid{display:grid;grid-template-columns:1fr;gap:18px;margin:26px 0}
@media(min-width:980px){.grid{grid-template-columns: 1.2fr .8fr}}
.card{background:linear-gradient(160deg, rgba(11,43,90,0.92), rgba(11,43,90,0.78));border:1px solid var(--border);border-radius:18px;box-shadow:0 10px 30px rgba(0,0,0,.25);padding:20px}
.card h2,.card h3{margin-top:0}
.input-row{display:grid;grid-template-columns:1fr 140px;gap:10px;align-items:center;margin-bottom:10px}
.input-row input,.input-row select{width:100%;padding:12px;border-radius:12px;border:1px solid var(--border);background:rgba(0,0,0,0.15);color:var(--text)}
.btn{display:inline-block;background:linear-gradient(90deg,var(--accent),var(--accent2));color:#02243f;border:none;border-radius:12px;padding:12px 16px;font-weight:700;cursor:pointer}
.btn.secondary{background:transparent;border:1px solid var(--accent);color:var(--text)}
.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:14px}
@media(min-width:720px){.kpis{grid-template-columns:repeat(4,1fr)}}
.kpi{background:rgba(0,0,0,0.18);border:1px solid var(--border);border-radius:14px;padding:14px}
.kpi .label{font-size:12px;color:var(--muted)} .kpi .value{font-size:18px;font-weight:800}
.table-wrap{overflow:auto;max-height:360px;margin-top:12px;border:1px solid var(--border);border-radius:12px}
table{width:100%;border-collapse:collapse;font-size:14px}
th,td{padding:8px 10px;border-bottom:1px solid var(--border)}
th{position:sticky;top:0;background:rgba(0,0,0,0.25);backdrop-filter:blur(4px)}
.chart-wrap{background:rgba(0,0,0,0.18);border:1px solid var(--border);border-radius:14px;padding:14px;margin-top:12px}
.notice{font-size:12px;color:var(--muted)}
.faq details{background:rgba(0,0,0,0.16);border:1px solid var(--border);border-radius:12px;padding:12px;margin-bottom:10px}
footer{padding:28px 18px;color:var(--muted);text-align:center}
.inline{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:8px 0}
.badge{font-size:11px;padding:4px 8px;border-radius:999px;background:rgba(102,204,255,0.2);border:1px solid rgba(102,204,255,0.35);margin-left:6px}
.alert{border-left:4px solid var(--accent);padding:10px 12px;background:rgba(0,0,0,0.18);border-radius:8px;margin-top:10px}
.consent{position:fixed;bottom:14px;left:14px;right:14px;background:#082649;border:1px solid var(--border);color:var(--text);border-radius:14px;padding:12px;z-index:100}
.consent .btn{margin-left:8px}
/* Print */
@media print{
  .header,.consent,.nav,.adsense-box{display:none !important}
  body{background:#fff;color:#000}
  .card{box-shadow:none;border:1px solid #ccc}
}


.hero-features {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px 24px;
  list-style: none;
  margin: 24px 0;
  padding: 0;
}
.hero-features li {
  display: flex;
  align-items: center;
  font-size: 15px;
  color: var(--text);
}
.circle {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 2px solid var(--accent);
  color: var(--accent);
  font-size: 14px;
  margin-right: 8px;
  flex-shrink: 0;
}


.post-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:16px;
  margin-top:14px;
}
@media(min-width:760px){
  .post-grid{ grid-template-columns:repeat(2,1fr); }
}
@media(min-width:1100px){
  .post-grid{ grid-template-columns:repeat(3,1fr); }
}
.post-card{
  background:linear-gradient(160deg, rgba(11,43,90,0.92), rgba(11,43,90,0.78));
  border:1px solid var(--border);
  border-radius:16px;
  padding:16px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  transition:transform .15s ease, box-shadow .15s ease;
}
.post-card:hover{
  transform:translateY(-2px);
  box-shadow:0 12px 28px rgba(0,0,0,.25);
}
.post-card h2{
  font-size:18px;
  margin:0 0 8px 0;
}
.post-card p{
  color:var(--muted);
  margin:0 0 12px 0;
}
.post-btn{
  align-self:flex-start;
  text-decoration:none;
  border-radius:10px;
}


.page-title {
  margin: 20px 0;
  font-size: 28px;
  font-weight: 700;
  text-align: center;
  color: var(--text);
}


.footer {
  background: var(--card);
  border-top: 1px solid var(--border);
  padding: 20px 0;
  margin-top: 40px;
  text-align: center;
}
.footer p {
  margin: 0 0 10px 0;
  color: var(--muted);
  font-size: 14px;
}
.footer nav ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  justify-content: center;
  gap: 16px;
}
.footer nav a {
  color: var(--text);
  font-size: 14px;
  text-decoration: none;
}
.footer nav a:hover {
  color: var(--accent);
}

.card[data-related-links]{margin-top:16px}
.card[data-related-links] h2{margin-top:0}


.breadcrumbs {
  font-size: 14px;
  margin: 10px 0 20px 0;
}
.breadcrumbs ul {
  list-style: none;
  display: flex;
  gap: 6px;
  padding: 0;
  margin: 0;
}
.breadcrumbs a {
  text-decoration: none;
  color: var(--accent);
}
.breadcrumbs .current-page {
  color: var(--muted);
}

.carousel {
  overflow: hidden;
  position: relative;
}
.carousel-track {
  display: flex;
  transition: transform 0.5s ease-in-out;
}
.carousel-item {
  flex: 0 0 100%;
  padding: 20px;
  box-sizing: border-box;
}
.carousel-item h3 {
  margin: 0 0 6px 0;
}
.carousel-item p {
  margin: 0;
  color: var(--muted);
}


.breadcrumbs {
  margin: 20px 0;
  text-align: center;
}
.bc-buttons {
  display: inline-flex;
  gap: 10px;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
}
.bc-buttons a {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 6px 14px;
  text-decoration: none;
  font-size: 14px;
  color: var(--text);
  transition: background .2s, color .2s;
}
.bc-buttons a:hover {
  background: var(--accent);
  color: #fff;
}
.bc-buttons .sep {
  margin: 0 6px;
  color: var(--muted);
}


#backToTop {
  position: fixed;
  bottom: 20px;
  right: 20px;
  display: none;
  background: var(--accent);
  color: #fff;
  border: none;
  border-radius: 50%;
  width: 40px;
  height: 40px;
  font-size: 20px;
  cursor: pointer;
  box-shadow: 0 4px 8px rgba(0,0,0,0.3);
  z-index: 999;
}
#backToTop:hover {
  background: var(--text);
}


/* ---- Mobile centering & layout polish ---- */
:root{
  --content-max: 760px;
}

.container{
  max-width: 1100px;
  margin-left:auto;
  margin-right:auto;
  padding-left:16px;
  padding-right:16px;
}

.card{
  width:100%;
  max-width: var(--content-max);
  margin:16px auto;
}

/* Ensure calculator block centers and doesn't overflow */
#calculator,
.card#calculator,
section#calculator{
  width:100%;
  max-width: var(--content-max);
  margin-left:auto;
  margin-right:auto;
}

/* Form elements behave responsively */
input[type="text"],
input[type="number"],
input[type="email"],
select,
textarea{
  width:100%;
  box-sizing:border-box;
}

/* Inline lists center and wrap on small screens */
ul.inline{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  padding:0;
  margin:6px 0 0 0;
  list-style:none;
  justify-content:center;
}

/* Hero features centered */
.hero-features{
  justify-content:center;
}

/* Blog cards and carousel items fit within content width */
.post-grid{margin-left:auto;margin-right:auto;}

/* Breadcrumb buttons centered already, ensure spacing on mobile */
.breadcrumbs .bc-buttons{justify-content:center}

/* Footer nav centered */
.footer nav ul{justify-content:center}

/* Prevent overflow for tables (e.g., amortization) */
.table-wrap, .overflow-x, .amort-wrap{
  overflow-x:auto;
}
table{width:100%;}

/* Media queries for tighter mobile layout */
@media (max-width: 900px){
  :root{ --content-max: 720px; }
}

@media (max-width: 720px){
  :root{ --content-max: 640px; }
  .container{ padding-left:14px; padding-right:14px; }
}

@media (max-width: 600px){
  :root{ --content-max: 560px; }
  .container{ padding-left:12px; padding-right:12px; }
  .hero-features li{ font-size:14px; }
  .car-item{ min-width:240px; max-width:240px; }
}

@media (max-width: 480px){
  :root{ --content-max: 440px; }
  .container{ padding-left:10px; padding-right:10px; }
  .post-card h2{ font-size:16px; }
  .page-title{ font-size:24px; }
  .car-btn{ width:32px; height:32px; }
}

/* Optional: ensure any form row grids stack on mobile */
.form-row, .row, .grid{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
@media (max-width: 700px){
  .form-row, .row, .grid{ grid-template-columns: 1fr; }
}


/* --- Precise mobile centering fix for tool cards --- */
@media (max-width: 700px){
  /* Ensure no accidental horizontal scroll shifts the card */
  html, body { overflow-x: hidden; }

  /* Center any calculator/tool wrapper variants */
  #calculator,
  #calculator.card,
  section#calculator,
  section#calculator.card,
  .calculator,
  .calculator.card,
  .tool,
  .tool.card,
  .calc-card,
  .calculator-card {
    width: 100%;
    max-width: var(--content-max);
    margin-left: auto !important;
    margin-right: auto !important;
    left: 0 !important;
    right: 0 !important;
  }

  /* Normalize inner padding so the visual box aligns with other cards */
  #calculator.card,
  section#calculator.card,
  .calculator.card,
  .tool.card {
    padding-left: 16px;
    padding-right: 16px;
    box-sizing: border-box;
  }

  /* If the calculator contains nested .card, remove double margins */
  #calculator .card,
  section#calculator .card {
    margin-left: 0 !important;
    margin-right: 0 !important;
  }

  /* Make sure the parent flow doesn't push it off-center */
  .container, main.container {
    padding-left: 12px;
    padding-right: 12px;
  }

  /* Defensive: reset any stray transforms that could shift position */
  #calculator, section#calculator {
    transform: none !important;
  }
}


/* --- Alignment fix: tool cards match How It Works + FAQs cards --- */
@media (max-width: 700px){
  #calculator.card,
  section#calculator.card,
  .calculator.card,
  .tool.card,
  .calc-card,
  .calculator-card {
    display: block;
    width: 100%;
    max-width: var(--content-max);
    margin-left: auto !important;
    margin-right: auto !important;
    padding-left: 20px !important;
    padding-right: 20px !important;
    box-sizing: border-box;
  }
}


/* --- Strong centering for calculator input/results on mobile --- */
@media (max-width: 700px){
  html, body { overflow-x: hidden; }

  /* Center the calculator wrapper itself */
  #calculator,
  section#calculator,
  .calculator {
    width: 100% !important;
    max-width: var(--content-max) !important;
    margin-left: auto !important;
    margin-right: auto !important;
    left: 0 !important; right: 0 !important;
  }

  /* Force inner layout blocks to center and not create side offsets */
  #calculator > .card,
  #calculator .card,
  #calculator .panel,
  #calculator .box,
  #calculator .module,
  #calculator .section {
    width: 100% !important;
    max-width: var(--content-max) !important;
    margin-left: auto !important;
    margin-right: auto !important;
    padding-left: 20px !important;
    padding-right: 20px !important;
    box-sizing: border-box !important;
    float: none !important;
  }

  /* Inputs groups */
  #calculator [class*="input"],
  #calculator [class*="form"],
  #calculator fieldset,
  #calculator form,
  #calculator .inputs,
  #calculator .controls {
    width: 100% !important;
    max-width: var(--content-max) !important;
    margin-left: auto !important;
    margin-right: auto !important;
  }

  /* Results / outputs */
  #results, #result, #output, #summary, #schedule, #amortization,
  #calculator #results, #calculator #result, #calculator #output {
    width: 100% !important;
    max-width: var(--content-max) !important;
    margin-left: auto !important;
    margin-right: auto !important;
    padding-left: 20px !important;
    padding-right: 20px !important;
    box-sizing: border-box !important;
  }

  /* Any grid/row in calculator collapses to centered block */
  #calculator .grid, #calculator .row, #calculator .columns, #calculator .cards {
    display: block !important;
    margin-left: auto !important;
    margin-right: auto !important;
  }

  /* Defensive: remove negative margins & transforms */
  #calculator * {
    transform: none !important;
  }
  #calculator .card, #results, #summary, #amortization {
    margin-left: auto !important;
    margin-right: auto !important;
  }
}


/* --- Outer tool card alignment fix for all screens --- */
@media (max-width: 900px){
  #calculator,
  section#calculator,
  .calculator {
    display: block;
    width: 100% !important;
    max-width: 100% !important;
    margin: 0 auto !important;
    padding-left: 12px !important;
    padding-right: 12px !important;
    box-sizing: border-box !important;
  }

  /* Outer wrapper cards fit screen width */
  #calculator > .card,
  section#calculator > .card,
  .calculator > .card {
    width: 100% !important;
    max-width: 100% !important;
    margin: 0 auto !important;
    padding-left: 12px !important;
    padding-right: 12px !important;
    box-sizing: border-box !important;
  }
}


/* Layout: keep footer at the bottom on short pages */
body{
  display:flex;
  flex-direction:column;
}
main{
  flex:1 0 auto;
}
.site-footer{
  flex-shrink:0;
}

/* Footer styling */
.site-footer{
  background:rgba(2,10,25,0.96);
  border-top:1px solid var(--border);
  margin-top:32px;
}
.site-footer .footer-inner{
  padding:28px 18px 22px;
}
.footer-brand h2{
  margin:0 0 6px;
  font-size:20px;
}
.footer-brand p{
  margin:2px 0;
  max-width:520px;
}
.footer-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(150px,1fr));
  gap:18px;
  margin:20px 0 10px;
}
.footer-col h3{
  margin:0 0 6px;
  font-size:14px;
  text-transform:uppercase;
  letter-spacing:0.08em;
  color:var(--muted);
}
.footer-col ul{
  list-style:none;
  padding:0;
  margin:0;
}
.footer-col li{
  margin:3px 0;
}
.footer-col a{
  text-decoration:none;
  color:var(--text);
  opacity:.9;
}
.footer-col a:hover{
  opacity:1;
}
.footer-meta{
  border-top:1px solid rgba(255,255,255,0.06);
  margin-top:14px;
  padding-top:10px;
  font-size:13px;
  color:var(--muted);
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  justify-content:space-between;
}
@media(max-width:720px){
  .footer-inner.container{
    padding-left:16px;
    padding-right:16px;
  }
  .footer-meta{
    flex-direction:column;
    align-items:flex-start;
  }
}